Introduction:
Private health insurance is a popular option if you're looking for coverage. It's easy to apply, and you can get started on your health plan with just a few minutes of paperwork. Most private plans are offered by large corporations, but there are also some smaller companies that provide these services as well (which typically offer lower premiums). Here's an overview of some of the most common private health plans:
Cigna
Cigna is a global health service organization that offers a wide range of benefits and services to its customers. With over 30 million customers in the U.S., it's one of the largest private insurance providers on earth.
Cigna offers its members a low rate of customer complaints and has only 1% of its claims rejected by an appeals panel (the national average is about 7%).
Highmark
Highmark Health, the largest health insurer in Pennsylvania, offers a variety of plans to individuals and families.
· Highmark offers coverage in all 67 counties in Pennsylvania.
· It has more than 1 million members nationwide and is one of the nation's largest Blue Cross and Blue Shield plans.
Premera Blue Cross
Premera Blue Cross is a health insurance company based in Washington state. It was founded in 2004 and is the second largest health insurer in Washington state, behind only UnitedHealthcare.
Premera Blue Cross offers a variety of health plans to consumers across the country. The company's website provides information about its services, including information on how to compare different plans and how much they cost, as well as links to other sites where you can learn more about your benefits (for example www.premerabluerxinsurance).
Kaiser Permanente
Kaiser Permanente is a nonprofit health maintenance organization (HMO) that offers health plans to millions of people in the US. Their health plans are available in Arizona, California, Colorado, Hawaii, Oregon, and Washington state.
Kaiser Permanente was founded in 1945 by Henry J. Kaiser as a non-profit hospital system with a mission to improve healthcare delivery and quality through research-based care delivery systems. Today it has more than 6 million members across all 50 states who benefit from its exceptional services like primary care physicians’ offices or urgent care centers located within more than 150 locations around the country!
Independence Blue Cross
Independence Blue Cross is the largest health insurer in Pennsylvania, Delaware, and New Jersey. It offers a variety of plans that cater to different needs. For example, if you have a family with many children or live in an area with high unemployment rates, you may be able to get an individual plan with lower monthly premiums.
Independence Blue Cross has a network of doctors and hospitals across all three states—so even if you're not near one of their offices or hospitals it will likely be able to help you find someone who can treat your condition quickly and effectively (assuming there's no wait time).
BCBS of Michigan (Blue Care Network)
If you're looking for a company that provides high-quality health care and has a long track record of doing so, then BCBS of Michigan should be your first choice. The Blue Care Network is one of the largest insurance companies in Michigan, with more than 3 million members and over 50,000 employees. It is also a nonprofit organization—meaning it doesn't make any profit from its services; instead, all profits go toward funding care for patients who are uninsured or underinsured (i.e., those who don't have access to affordable coverage).
This makes BCBS an excellent option for people who need coverage but can't afford it on their own because they earn too little money to qualify for government assistance programs like Medicaid or CHIP (Children's Health Coverage Program).
Harvard Pilgrim Health Care
Harvard Pilgrim Health Care is a non-profit health plan that serves individuals and families in Massachusetts, Connecticut, New Hampshire, and Rhode Island. Harvard Pilgrim’s headquarters is located in Wellesley, Massachusetts.
Harvard Pilgrim provides coverage to more than 2 million people through its health plans at Blue Cross and Blue Shield (BCBS) member companies across the country.
Health New England
Health New England is a health insurance company that operates in Massachusetts, Connecticut, and Rhode Island. They have the most members in these states and are also a major provider of health insurance coverage in Puerto Rico.
Health New England offers a wide range of plans to individuals and small businesses. In addition to the standard individual policies offered by most other companies, Health New England offers Medicare Supplement Plans as well as vision plans for seniors who are eligible for Medicare eligibility but not yet enrolled in it (i.e., "dual eligibles").
Regence Blue Shield of Oregon
The second largest private health insurance provider in Oregon is Regence Blue Shield of Oregon, which covers more than 1.1 million people across the state.
Regence Blue Shield of Oregon is a not-for-profit health plan that was founded in 1968 and currently operates as an independent licensee of the Blue Cross and Blue Shield Association (BCBSA). The insurer provides benefits for members who are employed by small businesses or self-employed individuals but also offers coverage to individuals who work for large corporations or government agencies—including those working at schools or hospitals within Oregon's borders.
The company's website states that its goal is to provide high-quality health services at affordable prices; however, there are some conditions under which members might have higher monthly premiums: if they smoke cigarettes regularly; become pregnant; need major surgeries; require frequent prescription drugs; receive treatment from emergency rooms, or participate in fitness clubs like gyms or fitness centers (which offer group exercise classes).
Blue Cross and Blue Shield Plans are the most common private health insurers.
Blue Cross and Blue Shield Plans are the largest health insurance company in America. They provide coverage to over 100 million people, including more than 25% of Americans who have employer-sponsored insurance.
They're not-for-profit organizations that operate under the laws of each state where they operate (not federal law). This means each plan has different rules about what you can and cannot do with your own policy, such as changing doctors or hospitals once you've enrolled yourself into a plan from another provider.
Conclusion:
The most common private health insurance is a health maintenance organization (HMO). HMOs are independent organizations that provide medical care for employees and their dependents when they get sick or have an accident.
Although there are many different types of private health insurance, the most common is a hospital plan. This type of plan covers everything from basic medical care to surgeries in a hospital setting. If you use a hospital's emergency room, it will cover your visit. Most hospital plans cover routine doctor visits and screening for cancer or other diseases.
0 Comments